Motor vehicle insurance

Dents are a part of life when you drive. Accidents can also cause injury to people or damage other's property. With car insurance from Zurich, you can insure yourself against any eventuality – and based on your personal needs. Just combine the various modules/areas to create the coverage that’s right for you.

Third party liability insurance:
Mandatory third party liability insurance provides the insured persons with insurance coverage for property damage and personal injury to third parties caused by the insured vehicle.

Accidental (physical) damage insurance:
Zurich’s accidental (physical) damage coverage insures your vehicle against collision, theft, fire, natural hazards, glass breakage, collisions with animals and vandalism.

Passenger accident insurance:
Zurich’s accident insurance provides compensation in the event of death, disability, temporary inability to work and pays hospital fees and medical expenses during a hospital stay.

Supplementary insurance:
The following supplementary insurances can be taken out as additional coverage for liability and/or accidental (physical) damage policies: no claims bonus protection, coverage for gross negligence, damage caused by martens, parking damage, travel effects, breakdown assistance and motorists’ legal protection.

You can find more detailed information in our Motor vehicle insurance fact sheet (pdf).