Target Investment Fund
Innovative saving with securities
The Target Investment Fund (TIF) is a securities-based savings product. With three different investment strategies and attractive conditions, the TIF is geared to customers who want to save on a regular basis.
The Target Investment Fund is a tailored solution for systematic saving. This advantageous and flexible solution enable us to better meet the needs of our customers.
What is securities-based saving?
Securities-based saving differs from traditional saving in that it offers a higher potential return with higher risk by exploiting fluctuations in value over time. Successful saving and investing with securities is primarily a question of duration and regularity. The longer the time horizon and the more regular the saving, the better the investment returns will be.
Who is the TIF designed for?
The Target Investment Fund is designed for anyone who wishes to invest regular sums over the medium or long term. Thanks to its attractive conditions, the TIF is an additional retirement and investment solution. You are not restricted by notice periods and have full access to your assets at all times. The initial payment is a minimum of CHF 2,500 and subsequent payments of CHF 100 or more are possible, although you are not required to make regular payments.
Three investment strategies
The Target Investment Fund offers three different investment strategies:
Factsheet TIF 100
- 75% equities, globally diversified, with an overweighting of Swiss equities
- Alternative investments such as hedge funds and real estate funds make up 25%
- Maximum foreign currency component of 75%
- Target return of 7%* p.a.
Factsheet TIF 45
- 45% equities, globally diversified, with an overweighting of Swiss equities
- 55% bonds, with a strong overweighting of Swiss bonds
- Maximum foreign currency component of 45%
- Target return of 5%* p.a.
Factsheet TIF 25
- 25% equities, globally diversified, with an overweighting of Swiss equities
- 75% bonds, with a strong overweighting of Swiss bonds
- Maximum foreign currency component of 25%
- Target return of 3.5%* p.a.
* The target return is the probable performance of your investment on the basis of historic data. This figure is not, however, guaranteed. In particular, both positive and negative deviations are likely to occur in individual years.
TIF Partners
The TIF is managed by various partners:
- FidFund Management AG is a fund provider that sets up and administers the TIF investment plans.
- Deka(Swiss) Privatbank AG is the processing platform and custodian bank for the administration of the customer assets. It receives the customer deposits and executes buy and sell orders. It conducts custodian reallocations and produces the necessary information on customers' custody accounts and on account trends.
We would be happy to advise you personally in this matter. Contact the agent nearest you or contact us directly online.
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