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Disability insurance

Sickness and accidents are the two main reasons why people are forced into unemployment. If you do not have additional private insurance for yourself, you are liable to encounter financial difficulties: if you become disabled, you may not even be able to support yourself. For the self-employed this is practically an ever-present risk because often the state pension will leave you nearly empty-handed. Even those whose work is running the house are also at risk of disability.

The disability pension insurance plan supplements your state and occupational pension benefits in the event of your becoming disabled. An insurance benefit paid as a pension secures your independence and ensures that you can continue to meet your financial obligations.

You can take out a disability policy as a restricted (3a) or unrestricted (3b) retirement plan.

Download 
Factsheet Disability insurancePDF / 139 KB

We would be happy to advise you personally in this matter. Contact the agent nearest you or contact us directly online.